.problem-page{--problem-accent: var(--brand-accent-strong)}.problem-page .lead{max-width:860px}.problem-page__kpis{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:26px}.problem-page__kpi{border:1px solid var(--nz-border);border-radius:var(--nz-radius-sm);background:#ffffffe0;padding:14px}.problem-page__kpi strong{display:block;color:var(--problem-accent);font-size:20px;line-height:1.1}.problem-page__kpi span{display:block;margin-top:8px;color:var(--nz-muted);font-size:13px;line-height:1.4}.problem-page__faq{display:grid;gap:10px;margin-top:28px}.problem-page__faq details{border:1px solid var(--nz-border);border-radius:var(--nz-radius-sm);background:#ffffffe6;padding:12px 14px}.problem-page__faq summary{color:var(--brand-ink);font-size:15px;font-weight:760;cursor:pointer}.problem-page__faq p{margin:10px 0 0;color:var(--nz-muted);line-height:1.5}.problem-page__links{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}.problem-page__links a{display:inline-flex;align-items:center;border:1px solid var(--nz-border);border-radius:var(--nz-radius-sm);background:#ffffffd6;padding:8px 10px;color:var(--brand-ink-2);font-size:14px;font-weight:650;text-decoration:none}.problem-page__links a:hover{border-color:var(--problem-accent);color:var(--brand-ink)}.answer-box{border:1px solid color-mix(in oklab,var(--problem-accent) 34%,white);border-radius:var(--nz-radius);background:color-mix(in oklab,var(--problem-accent) 10%,white);padding:16px;margin-top:18px}.answer-box .h3{margin:0}.answer-box p{margin:10px 0 0;color:var(--nz-muted);line-height:1.5}.problem-table-wrap{overflow-x:auto;margin-top:20px;border:1px solid var(--nz-border);border-radius:var(--nz-radius);background:#fff}.problem-table{width:100%;min-width:720px;border-collapse:collapse}.problem-table th,.problem-table td{border-bottom:1px solid var(--nz-border);padding:10px 12px;text-align:left;vertical-align:top;font-size:14px;line-height:1.45}.problem-table th{color:var(--brand-ink);font-weight:760;background:color-mix(in oklab,var(--problem-accent) 8%,white)}.problem-table td{color:var(--nz-muted)}.problem-table tr:last-child td{border-bottom:0}.problem-scenario-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:18px}.problem-scenario{border:1px solid var(--nz-border);border-radius:var(--nz-radius-sm);background:#ffffffe6;padding:14px}.problem-scenario .h3{margin:0}.problem-scenario p{margin:8px 0 0;color:var(--nz-muted);line-height:1.5}.problem-scenario a{display:inline-flex;margin-top:10px;color:var(--problem-accent);font-weight:700;text-decoration:none}.problem-scenario a:hover{text-decoration:underline}@media(max-width:900px){.problem-page__kpis,.problem-scenario-grid{grid-template-columns:1fr}}.problem-page{--problem-accent: #b45309}